Northwest Oklahoma City, Deer Creek, Edmond Oklahoma real estate listings, home buying, selling and relocation information

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
A	Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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The Allen Group, REALTORŽ, real estate agents and broker for Northwest Oklahoma City, Deer Creek, Edmond Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

The Allen Group
RE/MAX First
1000 W. Wilshire
Suite 428
Oklahoma City, OK 73116
Phone: 405-843-8448
Toll Free: 1-877-Buy-OKLA
Fax: 405-843-9499
Email: theallengroup@sellingoklahoma.com
Results Count! The Allen Group at RE/MAX First, under the direction of leading Realtor and Broker Associate Chris Allen, has a proven track record in Edmond, Deer Creek, Oklahoma City, Nichols Hills, Piedmont, Yukon, Mustang, Moore and Norman for consistent results. Customer Satisfaction is our #1 Priority, says Chris, a native Oklahoman and graduate from the United States Air Force Academy. Our team has developed a solid reputation for delivering personal and professional service through hard work, integrity and commitment to our clients. We know the Oklahoma market from historic homes to new construction and acreage homes. We can even custom build your dream home! Every person has unique needs. We tailor our services to each client, getting to know them on a personal level and making the real estate transaction a fun and enjoyable one, say Natalie Broughton, one of The Allen Groups top Buyers Representative.

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