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"Chris goes the extra mile"
"Chris went the extra mile. Relocating here from out of state, I wanted a safe, secure historic neighborhood to live in. He showed me everything available and educated me on the dynamics of each neighborhood. There are many great historic neighborhoods to consider in Oklahoma City, such as Crown Heights, Edgemere Park, Heritage Hills, Mesta Park, Linwood, Venice Boulevard and Crestwood. He knows them well and is very keen to get the best contract for his customers. Chris made the whole process smooth and easy. I have a great home thanks to The Allen Group."
Travis Weber - Oklahoma City, Oklahoma
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is the longest construction time for a private residence?
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| A |
The Winchester House in San Jose, CA, was under construction for over 38 years. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
