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Ask Anything: Northwest Oklahoma City, Deer Creek, Edmond Oklahoma home buying, real estate listings, and homes for sale in Oklahoma County, OK

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?
A	With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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The Allen Group, REALTORŽ, real estate agents and broker for Northwest Oklahoma City, Deer Creek, Edmond Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Allen
The Allen Group
3600 N.W 138th
Suite 102
Oklahoma City, OK 73134
Phone: 405-509-9350
Toll Free: 1-877-Buy-OKLA
Email: theallengroup@sellingoklahoma.com
Results Count! The Allen Group, under the direction of leading Realtor and Broker Associate Chris Allen, has a proven track record in Edmond, Deer Creek, Oklahoma City, Nichols Hills, Piedmont, Yukon, Mustang, Moore and Norman for consistent results. Customer Satisfaction is our #1 Priority, says Chris, a native Oklahoman and graduate from the United States Air Force Academy. Our team has developed a solid reputation for delivering personal and professional service through hard work, integrity and commitment to our clients. We know the Oklahoma market from historic homes to new construction and acreage homes. We can even custom build your dream home! Every person has unique needs. We tailor our services to each client, getting to know them on a personal level and making the real estate transaction a fun and enjoyable one, say Natalie Bratton, one of The Allen Groups top Buyers Representative.

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